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Funded Stock Audit Calculator

For vehicle finance funders. Compare the cost of physical dealer audits against continuous digital visibility of funded stock.

Your numbers

£
£

Your estimate

Estimated annual saving with digital visibility

£37,000

per year, estimated

Current physical audit cost£20,000
Estimated undetected loss between audits£30,000
Total current cost£50,000
Reduced audit cost (digital visibility)£10,000
Residual loss with real-time visibility£3,000
Total cost with digital visibility£13,000
Net annual saving£37,000

Put these numbers to work

Book a 15-minute call and we will run this against your actual fleet.

What happens between visits

A physical audit is a snapshot. The moment the auditor leaves, the clock starts on the next blind spot. Stock moves between sites. A vehicle is sold out of trust and the proceeds do not come back. A unit is pledged to more than one funder. None of it shows up until the next visit — by which point it is often too late to recover cleanly. At a 1% annual loss rate across a £5m portfolio, that is £50,000 of exposure sitting in the gaps.

What continuous visibility closes

With digital tracking on funded stock, movement without a matching sale flags immediately. You see it in your dashboard that day, not six weeks later. Physical audits still happen for relationship visits and compliance, but the frequency drops when the gaps are already covered. The estimate assumes you halve audit visits and reduce undetected loss by 90%. Traknova's platform gives you VIN-level visibility across your dealer network with no hardware at the dealer.

Figures are indicative. Actual results depend on portfolio composition, dealer network and loss rates.

See your funded stock in real time

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